Covers you when advice you gave or work you delivered is alleged to have caused a client financial loss. For accountants, architects, engineers, consultants, IT firms and agencies.
Request Quote Lebanon →Tell us what your firm does, roughly your annual fee income, and the largest contract you handle. We will advise on limits.
Request a Quote →These policies respond to claims made while the policy is live, not to when the work was done. That makes continuity and retroactive dates critical, and it is where most people get caught out.
Most professional claims are defended rather than paid. Legal fees are the real exposure, so we check whether they sit inside or outside the limit.
If your policy describes you as a consultant but you also do design work, the design claim may not be covered. We describe your activities accurately.
Liability outlives the engagement. If you close or sell the business, cover needs to continue for claims that arrive later. We raise it before it becomes a problem.
The policy covers claims that are brought against you while it is in force, regardless of when the work was carried out. If you let the policy lapse, a claim arriving afterwards about old work may not be covered at all — even if you were insured when you did the work. Continuity matters more here than in almost any other class.
Yes. The exposure is not your fee — it is the loss your client says your work caused, which can be many times what you charged. A calculation error on a modest engagement can produce a claim far larger than the invoice.
It is the earliest date of work the policy will respond to. Set it too late and years of past engagements are uncovered. When you switch insurer, preserving the original retroactive date is one of the most important things to get right, and we check it every renewal.
Reach our Beirut office directly. Advice in Arabic, English or French, and no obligation to proceed.
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