Infinity Protect Insurance Lebanon Since 2016

Public Liability Insurance Lebanon

Covers you when a customer, visitor or passer-by is injured, or their property is damaged, because of your business. Essential for anyone whose premises the public walks into.

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Public liability insurance in Lebanon for restaurants, retail and contractors

What’s Covered

Injury to third parties
Compensation where a member of the public is hurt on your premises or by your work.
Damage to their property
Including damage you cause while working at a client's site.
Legal defence costs
Lawyers and expert reports, which often exceed the compensation itself.
Investigation costs
The work needed to establish whether you were actually liable.

Options Worth Asking About

Products liability
If something you sell or supply causes harm
Food safety extension
Relevant to restaurants, cafés and caterers
Work away from your premises
For contractors operating on client sites
Higher indemnity limit
Often required by commercial landlords and tenders

Get a public liability quote

Tell us what your business does and how many people come through your premises. We will advise on a sensible limit.

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If someone is injured
  1. Get them medical help first, and record what happened while it is fresh.
  2. Do not admit liability or agree anything — that can prejudice the claim.
  3. Tell us immediately. We notify the insurer and take over the correspondence.

Why Arrange Public Liability Through Us

The limit set against real exposure

A single serious injury claim can run well past a low limit. We look at footfall, what you do, and who your landlord or contract requires, then set the limit deliberately.

Restaurant and retail experience

Slips, hot liquids, food complaints and shopfront incidents are the claims that actually arrive. We make sure the wording covers them.

Contract requirements checked

Landlords, malls and tender documents frequently specify minimum cover. We read the requirement and match the policy to it, so you are not rejected on paperwork.

We handle the claimant, not you

Once a claim is notified, correspondence goes through us and the insurer. You do not negotiate with an injured customer yourself.

Public Liability in Lebanon — Common Questions

Is public liability compulsory in Lebanon?

It is not universally required by law, but it is very often required in practice — commercial leases, shopping centre agreements, corporate contracts and public tenders commonly specify a minimum limit. In effect, many businesses cannot operate without it.

What limit should I choose?

It depends on footfall, the nature of your work, and what your contracts demand. A quiet office carries very different exposure to a busy restaurant or a contractor working at height. We would rather discuss it than sell you a default figure.

Does it cover my own staff?

No. Injury to employees falls under employers liability, which is a separate policy. Public liability responds to third parties — customers, visitors and members of the public.

Speak to an Advisor About Public Liability

Reach our Beirut office directly. Advice in Arabic, English or French, and no obligation to proceed.

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Phone
+961 81 599 659
Email
Info@ipi-brokers.com
Instagram
@ip.insurance.lb
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