Insurance for every step of your life. Home, apartment, contents, landlord protection. Fire, theft, water damage tailored for Lebanon properties Beirut, Tripoli, Jounieh.
Cover should reflect what it would cost to rebuild and refurnish, not what the property would sell for. Get this wrong and the insurer reduces the payout proportionally.
Water damage from tanks and pipes, and fires linked to generators and inverters, come up far more than burglary. We check those are properly covered rather than assumed.
We tell you what to photograph and which items need listing individually, because after a fire nobody remembers what was in the room.
Owners insure the structure; tenants insure their contents and their liability. We make sure you are not paying for the other side's risk, or leaving a gap between the two.
Tell us the type of property, roughly its size, and whether you own or rent. We will come back with options and flag what is excluded.
Get a Home Quote →Usually the structure against fire, explosion, water damage, storm and impact, plus liability if a visitor is injured or you damage a neighbouring property. Contents are normally a separate section you choose to add. Theft is often conditional on how the property is secured, so it is worth reading that clause rather than assuming.
For the building, base it on what rebuilding would cost today. For contents, walk through room by room and total what replacing everything would cost — most people underestimate substantially. If the sum insured is materially below the true value, insurers can apply average and cut the payout on even a small claim.
You are not insuring the building — that is the owner's responsibility. But your own contents are not covered by their policy, and if a leak from your flat damages the one below, that liability is yours. A contents and liability policy is usually inexpensive and covers exactly that gap.