Accidents happen. Lump sum plus weekly income if you can't work. For active people and self-employed Lebanon. Trusted protection, fast claims Beirut.
If you are self-employed, on contract, or running a small business, an injury stops your income immediately. This cover replaces part of it while you recover.
You do not have to prove someone else caused it, and you do not have to wait for a liability dispute to resolve. That is the practical difference from a liability claim.
Health insurance pays the hospital. This pays you — for lost income, or as a lump sum for a lasting injury. They do different jobs and most people need both.
Standard benefit levels are usually accepted without a medical examination, so cover can start quickly.
Tell us what you do for a living and what your income would need to be if you could not work for a few months. We will size it from there.
Get a Personal Accident Quote →Health insurance pays the hospital for your treatment. Life insurance pays your family if you die. Personal accident pays you, while you are alive, for the financial consequences of an injury — lost income, or a lump sum for a permanent disability. The three cover genuinely different risks, which is why holding one does not remove the need for the others.
On an accidental injury covered by the policy. Depending on which benefits you hold, that can mean a weekly income payment while you are unable to work, a daily amount for time spent in hospital, reimbursement of treatment costs, or a lump sum where the injury is permanent. Illness is not covered — this responds to accidents.
Anyone whose income stops when they cannot work: self-employed professionals, contractors, drivers, tradespeople, shop owners and small business owners. It is also worth considering for anyone doing physically demanding work, or where an employer provides no sick pay.